Atome, Southeast Asia’s leading digital finance platform, has announced that users of the Atome Singapore app can now shop and pay in Malaysia using the same app. This new feature, unveiled on 10 February 2026, marks the first time Atome Singapore users can enjoy a seamless cross-border shopping experience. The app allows over 1.5 million users to shop at 15,000 Atome partner retail outlets across Malaysia by simply scanning the Atome QR code at checkout.
The bill, initially in Malaysian ringgit, is automatically converted to Singapore dollars at a competitive exchange rate and split into three interest-free payments. Additionally, purchases in Malaysia earn A reward points. This launch is timely, coinciding with the Chinese New Year festive season and major infrastructure projects like the Johor Bahru-Singapore RTS Link, set to boost cross-border travel and retail activity.
Bryan Quek, General Manager of Atome Singapore, stated, “The launch of Atome’s cross-border functionality is especially timely with major infrastructure projects set to further boost cross-border travel and retail activity.” Atome Singapore users can now shop in cities such as Kuala Lumpur, Melaka, and Penang.
Popular Atome merchants in Malaysia include electronics brands like Samsung and Xiaomi, fashion retailers such as Coach and Ralph Lauren, and sports outlets like Nike and Decathlon. From 11 to 28 February, Atome Singapore is running a Chinese New Year campaign offering a red packet lucky draw of up to S$888 and cashback capped at S$88. Terms and conditions apply.
