Prudential Singapore has unveiled PRUHospital Care360, a hospital income insurance plan aimed at providing financial support during unexpected hospital stays and recovery periods. This plan offers daily income for hospitalisation due to illness or injury, alongside lump sum benefits for post-hospitalisation care and day surgery.
PRUHospital Care360 stands out by offering additional income for hospital stays resulting from accidents and infectious diseases. Policyholders can also access various value-added services through Prudential’s partner healthcare institutions, including health screenings, vaccinations, chronic care management, traditional Chinese medicine treatments, and teleconsultations.
Dr Sidharth Kachroo, Chief Health Officer at Prudential Singapore, highlighted the importance of the plan: “Most people in Singapore have health insurance, but extended illnesses or injuries can result in periods of time where one cannot work, impacting your income. Unplanned hospitalisations entail additional expenses which are challenging for primary breadwinners with dependents, self-employed individuals and freelancers without fixed income.”
Key features of PRUHospital Care360 include:
– Daily Hospital Income Benefit: Up to 500 days of daily income for hospitalisation due to illness or injury.
– Daily ICU Income Benefit: Up to 30 days of daily income for ICU stays.
– Daily Accidental and Infectious Disease Hospital Income Benefits: Up to 30 days of daily income for hospitalisation due to injury or one of 21 covered infectious diseases.
– Homecare Benefit: Lump sum payout for post-hospitalisation home care.
– Day Surgery Benefit: Lump sum payout for eligible procedures.
Applicants need only answer three health questions to apply, simplifying the process. This initiative reflects Prudential’s commitment to enhancing healthcare access and financial security for its customers.
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