Prudential Singapore has introduced a new range of Integrated Shield Plan supplementary riders, the PRUExtra Care series, offering comprehensive medical protection at reduced premiums. The three riders—PRUExtra Premier Care, PRUExtra Preferred Care, and PRUExtra Plus Care—are at least 30% cheaper than previous offerings, with PRUExtra Preferred Care being up to 55% more affordable for some age groups.
The new riders come with additional benefits, including an extra cover for critical illnesses, which increases the policy year limit by up to $100,000 for hospitalisation or surgery due to early, intermediate, or late-stage critical illnesses. Additionally, a retrenchment premium waiver benefit allows customers of PRUExtra Premier Care and PRUExtra Preferred Care to apply for a 12-month premium waiver if they remain unemployed for six months, even if they find new employment during this period.
Dr Sidharth Kachroo, Chief Health Officer at Prudential Singapore, stated, “By balancing more affordable premiums with meaningful enhancements, the PRUExtra Care riders lower the barrier to comprehensive medical protection for individuals.”
These riders complement Prudential’s main Integrated Shield Plans, which offer broader coverage, including higher ward classes and access to private healthcare. The riders provide additional coverage for out-of-pocket expenses and treatments not covered by MediShield Life or main plans, such as non-cancer drug list treatments and non-listed cell, tissue, and gene therapy products.
Prudential encourages customers to review their protection needs with a financial representative to ensure they make informed decisions about their coverage. The new PRUExtra Care series aligns with the Ministry of Health’s updated rider requirements, effective from 1 April 2026.
