CIMB Group Holdings Berhad has reported a profit before tax (PBT) of RM8.12b for the nine months ending 30 September 2025, achieving an annualised return on average equity of 11.3%. The financial results were driven by the group’s Forward30 strategy, despite facing macroeconomic challenges and rate cuts across Malaysia, Indonesia, Singapore, and Thailand.
In the third quarter of 2025, CIMB recorded a 7.3% increase in PBT, reaching RM2.84b, whilst net profit rose by 10% to RM2.08b. This growth was supported by a 6.2% rise in operating income, with non-interest income increasing by 20.3% quarter-on-quarter to RM2.13b. The group’s net interest margin remained stable at 2.08%.
CIMB’s capital position strengthened, with the Common Equity Tier 1 ratio improving to 14.8% by the end of September 2025. The group announced plans to return up to RM2b to shareholders by 2027 through special dividends and share buybacks, subject to market conditions. A special dividend of RM760.2m, or 7.0 sen per share, is set to be distributed on 24 December 2025.
The group’s asset quality remained stable, with a gross impaired loans ratio of 1.9% and allowance coverage of 102.8%. CIMB’s Forward30 strategy continues to focus on capital, cash, cross-sell, and capabilities, with initiatives like CIMB OCTO Biz and a significant Panda Bond issuance furthering its role in financial integration.
Novan Amirudin, Group CEO, stated, “This capital return forms part of our Forward30 strategy to always be disciplined with capital and reflects the Group’s confidence in the long-term performance trajectory.” As CIMB approaches the final quarter of 2025, it remains optimistic about meeting its targets and sustaining growth amidst economic challenges.
