CIMB Group Holdings Berhad has announced a net profit of RM7.9b for the financial year ending 31 December 2025, marking a 1.7% increase from the previous year. The Group’s profit before tax rose by 2.7% year-on-year to RM10.7b, with earnings per share reaching 73.1 sen. This performance has led to an improved return on average equity of 11.3%, driven by the disciplined execution of its Forward30 (F30) strategy amidst challenging economic conditions.
The Group has proposed a second interim dividend of 20.35 sen per share, culminating in a record total dividend payout of RM5.1b. This move underscores CIMB’s commitment to rewarding shareholders through robust earnings and strategic capital management.
CIMB’s F30 strategy, now in its first year, is progressing well, focusing on capital reallocation, enhancing cash franchises, and boosting digital capabilities. The Group reported a 6.1% growth in assets on a constant currency basis, with a notable increase in profit before tax contribution from Malaysia.
The Group’s cash strategy has yielded positive results, with total deposits and current account savings account balances growing by 5.4% year-on-year. This has helped reduce the cost of funds by 21 basis points, mitigating the impact of rate cuts and stabilising net interest income at RM15.3b.
CIMB continues to invest in technology, spending RM1.7b in FY25 to enhance customer solutions and reduce operational costs. The Group is also advancing its sustainability agenda, committing RM200m to community investments by 2030 and setting a sustainable finance target of RM300b.
Novan Amirudin, Group CEO, stated, “2025 marked the first year of the F30 strategy and CIMB delivered record financial performance despite a challenging year of regional and global headwinds.” Looking forward, CIMB aims to build a stronger, more sustainable organisation that delivers long-term value for shareholders and communities.
