Evercomm, a leader in digital sustainability solutions, and CTBC Bank, Taiwan’s largest privately-owned bank, have announced the full operational deployment of their AI-powered transition finance engine, PATHMATCH. This innovative tool aims to help banks assess the decarbonisation impact of loans, manage Scope 3 financed emissions, and track portfolio transition performance in real time.
PATHMATCH is built on the Partnership for Carbon Accounting Financials (PCAF) framework and integrates global standards like PCAF and IFRS S2 into actionable systems. The engine uses Evercomm’s proprietary AI simulation, developed through a S$187m research initiative, to provide accurate emissions forecasts and tailored decarbonisation roadmaps. This allows banks to automate Scope 3 reporting and reduce manual data processing significantly.
Ted Chen, CEO of Evercomm, highlighted the importance of the engine’s adaptability, stating, “We designed our engine to evolve with the market, integrating new data and technologies as they emerge.” This adaptability ensures that banks like CTBC can lower emissions and finance transitions confidently.
Rachael Kao, President of CTBC Financial Holding, emphasised the bank’s commitment to sustainable finance, noting that PATHMATCH simplifies PCAF implementation and strengthens compliance. “We will be able to strengthen compliance, manage risks, and accelerate sustainable financing with confidence,” she added.
By embedding scientific rigour into financial decision-making, Evercomm and CTBC Bank are setting a new benchmark for transition finance. The PATHMATCH engine empowers businesses to align with global climate standards, enabling banks to operationalise transition finance with transparency and accountability. As Southeast Asia continues to balance industrial growth with climate responsibility, Evercomm’s digital infrastructure offers a crucial bridge.
