FWD Singapore has launched Imperial Fortune (SG), an indexed universal life insurance plan, under its high-net-worth platform, FWD Private. Developed in collaboration with UBS Global Markets, the plan addresses the wealth preservation and legacy planning needs of Singapore’s affluent population. It offers uncapped market upside, a 0% floor, and a globally portable USD-denominated structure, providing growth and protection for sophisticated investors.
Imperial Fortune (SG) offers policyholders a unique opportunity to access equity markets with managed volatility and no downside crediting risk. Adrian Vincent, CEO of FWD Singapore, stated, “Singapore plays a critical role in serving the growing needs of high-net-worth clients in Asia.”
The plan features flexible payment options and allows clients to allocate funds between a Fixed Account, currently at 4.5% per annum, and an Indexed Account. It includes a 2.30% per annum cumulative guarantee on surrender or death, fixed charges, and a Free Partial Surrender Amount starting from the fifth policy anniversary. Additional features include a Quit-Smoking Incentive and an Incapacity Benefit.
FWD Private’s products are distributed via international brokers across Hong Kong, Singapore, Dubai, and Switzerland, offering personalised services to high-net-worth individuals. The launch of Imperial Fortune (SG) marks a significant milestone in FWD Private’s regional expansion, reinforcing Singapore’s role as a centre for cross-border wealth solutions. The company plans to expand its product suite further in 2025, addressing retirement, family office succession, and cross-border planning challenges.
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