MoneyHero Group, a leading personal finance platform co-headquartered in Singapore, has announced its Q3 2025 financial results, revealing significant strides towards profitability. The company, which serves over 8.8 million users across Singapore, Hong Kong, Taiwan, and the Philippines, reported a 68% year-on-year reduction in its adjusted EBITDA loss, narrowing it to $1.8m. This improvement is attributed to a better revenue mix, an expanding partnership ecosystem, and AI-driven efficiency gains.
The group’s revenue increased by 17% quarter-on-quarter and 1% year-on-year, marking the second consecutive quarter of double-digit growth. This growth reflects the company’s focus on high-margin verticals such as insurance and wealth, which now contribute 23% of the group’s revenue. Additionally, MoneyHero’s total operating costs fell by 13% year-on-year to $23.9m, thanks to disciplined cost management and AI-enabled efficiencies.
MoneyHero’s platform membership grew by 27% year-on-year, reaching 8.8 million as of 30 September 2025. The company also reported 5.1 million monthly unique users and processed 370,000 applications in Q3, with 176,000 of these being approved.
CEO Rohith Murthy highlighted the company’s strategic focus on cost discipline and high-margin vertical expansion as key drivers for future growth. MoneyHero’s AI transformation initiative, Project Odyssey, is expected to further enhance operational efficiencies and reduce customer acquisition costs.
The company will discuss its financial results in a conference call and webcast on 5 December 2025, at 9:00 p.m. Singapore Standard Time. Looking ahead, MoneyHero anticipates achieving positive adjusted EBITDA in Q4 2025, marking a significant milestone since its listing.
