Perfios.ai, a global B2B SaaS TechFin company, has announced the expansion of its Nexus 360 solution across Southeast Asia, unveiled at the Singapore FinTech Festival 2025. This advanced platform, designed for document processing and analysis, significantly reduces credit underwriting times to just 15 minutes, enabling automated Straight Through Processing (STP).
Perfios has formed strategic partnerships with leading Banking, Financial Services, and Insurance (BFSI) and Non-Banking Financial Companies (NBFC) in Malaysia and the Philippines. These collaborations mark a shift for Perfios from providing point solutions to offering comprehensive services like Nexus 360, aimed at transforming the lending sector in the region.
In Malaysia, Perfios is collaborating with a top digital lending platform to facilitate rapid credit decisions for retail and micro-SME borrowers. This initiative, which digitises onboarding and validates financial documents, has powered over $106 million (RM 500 million) in “safe financing.” The AI-driven Nexus platform automates income and risk assessments, paving the way for future expansion into SME financing.
Perfios’ deployments are part of broader digital transformation efforts across various institutions, achieving over 50% automation in credit assessment processes. This enhances fraud-risk management and scales operations across SME, commercial, and wholesale segments. Global CEO Sabyasachi Goswami highlighted the need for AI-led decision-making infrastructure, stating, “Lenders are standardising on Nexus to move from document collection to final decision in minutes, not days.”
Perfios, founded in 2008, serves over 1,000 financial institutions in more than 20 countries, delivering 8.2 billion data points annually. Headquartered in Malaysia, the company offers a suite of 75+ products and has received multiple global accolades for its innovative contributions to the financial industry.
