Global citizens residing in Singapore are being urged by Schroders to adopt forward-looking strategies to protect and grow their wealth amidst rising global risks. According to Max White, Managing Director at Schroders, the focus is shifting from chasing returns to safeguarding assets, especially for high-net-worth individuals in Asia. The Schroders Global Investor Insights Survey 2025 indicates that wealth preservation is becoming a priority due to macroeconomic and geopolitical uncertainties.
Singapore, known for its political stability and financial connectivity, offers a conducive environment for wealth management. However, challenges such as currency volatility, overlapping tax obligations, and dormant pension pots necessitate a strategic approach to wealth structuring. Schroders suggests building inflation-resilient portfolios by synchronising risk profiles, portfolio allocations, and currency exposure. This approach aims to preserve purchasing power in real terms, crucial for globally mobile professionals.
Key components of an inflation-resilient strategy include equities with pricing power, real assets like property and commodities, and alternative investments such as private equity. Currency diversification is also essential for expatriates managing cross-border income and expenses. Additionally, tax-efficient structures like offshore funds and insurance wrappers can enhance long-term value by deferring taxes on investment returns.
Singapore’s wealth management ecosystem provides sophisticated tools, a transparent tax environment, and geopolitical stability, making it an attractive base for managing global wealth. By consolidating financial holdings and leveraging Singapore’s advantages, global professionals can simplify complexity and ensure long-term financial security.
