Singapura Finance Ltd has announced a significant financial performance for the year ending 31 December 2025, with profit after tax reaching $9.15m, a 50.2% increase compared to the previous year. This growth was driven by a substantial rise in net interest income and a reduction in interest expenses.
The company’s net interest income for the year increased by 25.8% to $29.24m, whilst interest expenses decreased by 10.5% to $27.51m. This improvement in net interest income was a key factor in the overall profit growth. Additionally, the company reported a notable reduction in allowances for impairment losses on loans and advances, contributing to the positive financial outcome.
Operating expenses saw an increase, with staff costs rising by 14.3% and depreciation of property, plant, and equipment up by 33.6%. Despite these increases, the total operating expenses were managed effectively, allowing the company to report a profit from operations before allowances of $10.40m, a 32.8% increase from 2024.
The company’s total comprehensive income for the year was $14.38m, significantly higher than the previous year’s $6.05m. This was partly due to fair value changes in debt investments, which added $5.23m to the comprehensive income.
Singapura Finance’s financial position remains robust, with total assets increasing to $1.53b from $1.31b in 2024. The company’s net asset value per share also rose to $1.66 from $1.60.
Looking ahead, Singapura Finance’s strong financial performance positions it well for future growth and stability in the financial sector.
