UQPAY, a Singapore-based fintech company, has unveiled a comprehensive payment platform designed to integrate traditional finance with stablecoin-based systems. This dual-rail full-stack infrastructure aims to simplify global commerce by unifying global acquiring, global accounts, card issuing, and stablecoin accounts into a single, compliance-ready ecosystem. The platform supports operations in 200 markets and 140 currencies, addressing the complexities of cross-border commerce by consolidating the payment lifecycle into one system.
The platform offers a range of features including global acquiring for online and in-store payments, a global account infrastructure with multicurrency accounts, cross-border payouts via local clearing networks and SWIFT channels, card issuing with spending controls, and stablecoin account infrastructure for fiat-to-crypto flows. A single API integration allows businesses to centralise payment orchestration, liquidity management, and reconciliation processes.
Jack Li, CEO and Founder of UQPAY, stated, “Our infrastructure removes the need for businesses to manage separate systems for fiat and stablecoin payments.” This integration is particularly beneficial as stablecoins gain traction in global trade, offering faster settlements and reduced cross-border friction.
UQPAY’s platform is tailored for high-growth sectors such as cross-border e-commerce, SaaS, gaming, online education, and Web3-native companies. It ensures compliance and security with features like 3D Secure authentication and real-time transaction notifications. The platform is now globally available, with flexible onboarding plans for startups to large enterprises.
