MoneyHero Group, a leading personal finance platform co-headquartered in Singapore, announced its financial results for the fourth quarter and full year of 2025, marking a significant milestone with its first-ever quarterly net profit of US$0.5m. The company also reported an adjusted EBITDA gain of US$0.7m, highlighting its financial turnaround since listing.
The group’s Q4 revenue surged by 27% year-on-year to US$20m, driven by strong performances in its core markets, Singapore and Hong Kong, which saw revenue increases of 56% and 27% respectively. This growth was accompanied by a strategic shift towards high-margin products, with insurance and wealth products accounting for 30% of total Q4 revenue.
Operational efficiencies played a crucial role in the company’s profitability. Total operating costs, excluding foreign exchange impacts, decreased by 15% year-on-year in Q4 and 27% for the full year. Notably, technology costs were reduced by 71% in Q4, and employee expenses fell by 33% over the year.
The integration of artificial intelligence (AI) into customer service has been a success, with AI handling 70% of queries and resolving 47% without human intervention by December 2025. This technological advancement has contributed to the company’s expanding user base, which grew by 30% year-on-year to 9.4 million members.
MoneyHero Group remains financially robust, ending the year debt-free with US$31.2m in cash and cash equivalents. The company continues to focus on sustainable growth and innovation in the digital finance sector across Southeast Asia.
