Singapore’s Gen Z investors are increasingly looking beyond local borders to build their wealth, according to the HSBC Global Affluent Investor Snapshot 2026. The report highlights that 55% of Gen Z investors in Singapore prefer international investment exposure, a figure that exceeds both the national and global averages for this demographic. Despite this global outlook, confidence in achieving financial objectives has declined, with medium-term confidence dropping from 73% to 48% year-on-year.
The report, which surveyed 9,993 affluent and high-net-worth investors across 10 global markets, including Singapore, reveals that whilst overall investor confidence remains high, significant planning gaps persist. Only 20% of Singapore’s affluent investors currently utilise retirement planning services, and a mere 9% engage in wealth transfer planning, despite these being top financial priorities.
Ashmita Acharya, Head of International Wealth and Premier Banking at HSBC Singapore, commented on the findings: “The findings suggest that Singapore’s affluent investors are well diversified and willing to broaden their horizons for the right opportunities. But whilst overall confidence is high, persistent planning gaps indicate that translating intentions into actionable plans remains a key challenge.”
The report underscores the need for more holistic and integrated wealth planning as portfolios become more complex and internationally connected. This approach is essential to meet specific goals whilst balancing risk across various markets, asset classes, and life stages. As younger investors drive future allocations into growth, digital, and alternative assets, the trend towards global investment exposure is expected to continue.
