Atome Financial, Southeast Asia’s leading digital financial services platform, has announced record audited results for the year ending 31 December 2025. The company achieved an 80% year-on-year increase in revenue, reaching $470m, and maintained profitability before tax for the second consecutive year. This growth was driven by an expansion in its loan book, broader merchant partnerships, and the rollout of new products.
The platform processed over $4b in Gross Merchandise Volume (GMV) in 2025, a 60% increase from the previous year. By June 2026, Atome Financial’s annualised net revenue had reached $800m, with GMV crossing $6b, reflecting a 64% year-on-year rise.
Key performance drivers included the successful adoption of Atome’s PayLater Anywhere Card, which surpassed 3 million issued cards in the Philippines and launched in Malaysia earlier this year. The company also enhanced operational efficiency through AI deployment in customer service, collections, and credit underwriting.
Atome Financial strengthened its funding base with a $81m facility from AUB in the Philippines and an upsized $345m syndicated facility to support regional growth. The company is part of the Advance Intelligence Group, backed by investors such as SoftBank Vision Fund 2 and Warburg Pincus.
These developments underscore Atome Financial’s robust growth trajectory and its commitment to expanding its digital financial services across Southeast Asia.
