CIMB Group Holdings Berhad has reported a net profit of RM1.94b for the second quarter of 2026, marking a 1.2% increase from the previous quarter. The group achieved an annualised return on average equity of 11.2% and declared a first interim dividend of 19.65 sen per share, amounting to a total payout of RM2.1b.
The group’s total income rose by 2.8% quarter-on-quarter to RM5.56b, driven by growth in both net interest income and non-interest income. Non-interest income saw a 6% increase to RM1.83b, bolstered by higher franchise fees and strong client sales momentum. Net interest income grew by 1.3% to RM3.73b, supported by asset and loan growth.
CIMB’s operating expenses decreased by 1.6%, improving the cost-to-income ratio to 45.2%. The group continues to invest in technology and AI to enhance long-term growth and customer experience. Asset quality remains stable, with a gross impaired loan ratio at a record low of 1.6%.
Looking ahead, CIMB is focused on opportunities in AI, data centres, and cross-border trade within ASEAN. The group is also reallocating capital from underperforming sectors and enhancing its digital offerings. CEO Novan Amirudin stated, “Our 2Q26 performance reflects the continued execution of our Forward30 strategy and the strength of our banking franchise.”
CIMB’s robust capital position and strategic initiatives are expected to drive sustained growth and strengthen its competitive edge across ASEAN markets.
